They Want More Because You Have More
In our litigious society, three things work against you:
- It cost nothing to initiate a lawsuit
- Juries and judges are unpredictable
- The cost of defense can be enormous sums of money
One other factor also comes into play. If someone decides to sue you, the more you have the more they will want.
You’ve worked hard all of your life to achieve what you have. Over the years, you accumulated possessions. Not a pretentious amount, but enough to make you and your loved ones comfortable.
You are proud of these accomplishments and have carried homeowners insurance all of your life to protect what you own.
But you may be missing the most important piece of the puzzle, an Umbrella Insurance Policy.
What are your limits on your auto and home liability policies? $300,000? $500,000?
Most of the time those limits will not be enough to satisfy someone who wants what is yours.
Many people in Florida have swimming pools and when someone visits your home, that pool could be your worst enemy if someone were to fall and get seriously injured, or worse yet, drown. Auto accidents occur every day in Florida, and even in your own town. Fatal injuries occur every day. We all hear about events just like this on the local news. These are just a couple of examples of events that can trigger a law suit. What if you are sued and the award goes to the plaintiff? You may be thinking that the liability portion of your homeowner’s policy or your auto policy will be sufficient to cover it. But what if the amount awarded is over the policy limits? Remember that most people who sue will go for the highest amount of money that they can get and once again, the more you have the more they want.
How will you pay the judgment? How will you even defend yourself in such a lawsuit? Can you actually lose all you have strived for?
You bet you can because most of your possessions will be vulnerable.
You need protection that will cover high dollar judgments against you & your family, after the other policy limits are exhausted. You need Umbrella protection.
Contact us 888-451-8818, your local insurance professional at Harbor Insurance in West Palm Beach, St. Lucie County & Vero Beach. Discover how a small cost provides you with gigantic protection.
At Harbor Insurance we have provided Umbrella protection for people in Palm Beach County & The Treasure Coast since 1901. We know how to protect your assets. Now you will too!
Complete the Protection Savings Form today for a free, no obligation Umbrella protection quote. Don’t spend another sleepless night worrying about losing all you have. Take out an Umbrella!